Ciaran is an experienced leader in consumer services businesses across the insurance, telecoms and energy sectors. He has extensive P&L leadership experience in regulated businesses, with a skill set spanning commercial and customer-related functions. Ciaran currently serves as Managing Director of ClearScore's insurance-related business. Between 2012 and 2019, he held senior leadership roles at leading personal lines insurers, Hastings Group and Direct Line Group. Earlier in his career, Ciaran spent two years driving product transformation in Centrica's consumer business, following seven years in commercial leadership roles in the telecoms sector with BT Group and Telewest. Ciaran holds a Masters in Engineering from Cambridge University.